Decision First®
Get ahead with pre-underwritten mortgage approval, ensuring financial security before your home purchase.
Decision First®
Informed Mortgage LLC's Decision First® Program completely reverses the mortgage process by pre-underwriting your loan upfront and providing a mortgage approval BEFORE you buy.
A Decision First® approval identifies any challenges early on and prevents problems and delays after you sign a contract.
Decision First® Saves time by Providing:
- Fully pre-underwritten approvals prior to signing a contract
- Pre-processing of your loan application
- Closing documents delivered 48 hours prior to closing
- Funds wired 24 hours prior to settlement
Put the buying power in your hands BEFORE you begin your home search with Decision First®. Start the process towards homebuying with certainty and peace of mind.
Start NowAdvantages of Pre-Underwriting
Unlike a simple prequalification, a Decision First® pre-approval requires a formal pre-underwriting review and delivers a loan approval in advance. A prequalification is a scratch of the surface while a Decision First® pre-approval looks under every stone and leaves no doubt about your ability to qualify for a mortgage.
A Decision First® pre-approval gets you further down the field before you sign a contract. Formal pre-underwriting provides a conditional loan approval in advance of buying or refinancing a home and allows for faster closing times.
A Decision First® pre-approval makes your offer stronger in a competitive market, prevents delays and speeds up the overall loan process. Getting the loan approval before signing a contract makes your offer more attractive to sellers and allows you to compete with cash buyers.
A Decision First® pre-approval removes and doubt about your ability to qualify for a mortgage and eliminates any last-minute surprises. Beginning the transaction with your mortgage approval securely in place makes more sense and provides peace of mind.
Put the buying power in your hands BEFORE you begin your home search with Decision First®. Start the process towards homebuying with certainty and peace of mind.
Start NowDecision First®
