Michael Carvajal

Mortgage Loan Originator · NMLS #214865

Apply with Michael Access an application in process

Michael Carvajal

About Michael

Mike Carvajal is a licensed Mortgage Loan Originator with Informed Mortgage LLC. A graduate of Mount Saint Mary's University, Mike has been a nationally ranked, top-producing loan originator for over 20 years. His tenacity, work ethic, and ability to think outside of the box have been pivotal in his success.

As the son of a cancer survivor, Mike is an active fundraiser for several local nonprofit organizations, including David’s Dream and Believe Cancer Foundation, an organization dedicated to supporting patients and families affected by the devastation of cancer. In his spare time, he can be found surfing, snowboarding, skateboarding, and spending time with his wife and two children.

What Michael's clients say

717 reviews from clients Michael Carvajal and the Informed Mortgage team have helped. Every rating is shown as it was given.

4.9 717 reviews
  1. 5 664 5-star reviews
  2. 4 53 4-star reviews
  3. 3 0 3-star reviews
  4. 2 0 2-star reviews
  5. 1 0 1-star reviews
  1. 5 out of 5 stars. Brekke from Google

    Mike Carvajal is great! He made me feel so welcome when I was shopping for someone to handle my mortgage. His team was super great. Rosa is phenomenonal and gets right back to you quickly with all the beginning document collecting. Bob was phenomenonal in getting everything pushed through to close early. I was given notice to move on 9/22/26. I closed a VA loan on 10/29/206. Highly recommend iNformed Mortgage to everyone.

    Response from Informed Mortgage

    Happy to help you and your family! And please thank your Dad for his service! I’ll be in touch with you when interest rates drop in the future.Talk to you soon.

  2. 5 out of 5 stars. Lisa B. from Google

    This is the first time I had the pleasure working with Mike. He was excellent. I would recommend him to my clients.

    Response from Informed Mortgage

    Thank you for your kind words Lisa! It’s always great working with you!

  3. 5 out of 5 stars. Ken B. from Google

    From start to settlement was seamless , communication was awesome . Thank you to the team , well done. From 1001 you guys are the best👌

    Response from Informed Mortgage

    Ken, it was a pleasure to work with you on your new property down the shore!

  4. 5 out of 5 stars. Emaly A. from Google

    Response from Informed Mortgage

    Thank you for the five stars! Have an awesome weekend and congratulations on your first home!

  5. 5 out of 5 stars. Bryan M. from Google

    I would recommend Mike 150% to anyone who is looking for a mortgage, he’s great to work with, he’s prompt, courteous, always calls you right back and he’s always working for you. And he’s a great guy don’t hesitate to call him for your mortgage needs

    Response from Informed Mortgage

    It was a pleasure working with you both! Enjoy your weekend and congratulations on the new home.

  6. 5 out of 5 stars. Michael G. from Google

    Totally recommend Mike and Informed Mortgage. Helpful and responsive team. We were able to get our deal done quickly, basically one month from start to finish. Hard to imagine better service. Excellent.

    Response from Informed Mortgage

    Thank you Michael! Enjoy the fall and hope that you catch some fish!

  7. 5 out of 5 stars. Prashant N. Verified client review

    I worked Mike on acquiring a loan on my first vacation home. I was very nervous and anxious making such a huge investment to begin with. Loan process could have put me over the edge, but Mike and his team made my experience a very smooth and pleasant one. They were with me every step of the way all the way until the closing. Mike and his team are wonderful, and I would strongly recommend working with them for you housing loan needs

  8. 5 out of 5 stars. F G. from Google

    Response from Informed Mortgage

    Thank you for taking the time to leave a 5-star rating. It's always great working with you and your family. Enjoy the last week of summer and I'll see you soon!

  9. 5 out of 5 stars. Mike R. from Google

    Mike was very knowledgeable and gor me the best loan structure for a quick 2nd mortgage. Open communication, Throughout the process made it stress free.

    Response from Informed Mortgage

    Thank you for taking the time to share this. Always great working with you Mike!

  10. 5 out of 5 stars. Miker320 from Zillow

    High recommend! great bunch of hard working , friendly professionals that know the business. Smooth transaction!! During the process they monitored loan rates, in these difficult times thats counts foe everything and then the importance of locking in. WITH Interst Rates continual fluctuations there experience got me the best rate At thw time of my loan process.

  11. 5 out of 5 stars. Christine B. Verified client review

    Mike is hands down the best mortgage broker I have ever worked with! He made a very quick closing process go seamlessly from start to finish. He is incredibly personable, professional, and always answered all of my questions promptly. I would definitely recommend Mike to anyone looking for a mortgage broker, and I will absolutely use him again in the future. A special shout-out to Rosa as well for all of her support throughout the process. Thank you both for making everything so smooth and stress-free!

  12. 5 out of 5 stars. Joseph S. from Google

    Response from Informed Mortgage

    I appreciate your five star feedback Joe! Congrats on your new home.

  13. 5 out of 5 stars. Geoffrey B. from Google

    Mike and the team at Informed Mortgage were fantastic to work with. They were very patient and provided detailed answers to all questions during the home buying process. Everyone was readily accessible and very pleasant and patient to work with. The team is focused on ensuring home buyers purchase the home they want to buy and work seamlessly with Legal Teams and Real Estate Agents. We can’t thank Mike and Informed Mortgage enough for all of their help with our home purchase.

    Response from Informed Mortgage

    So happy for you guys! Enjoy the weekend and congrats again!

  14. 5 out of 5 stars. G S. from Google

    Mike was great throughout the whole mortgage process. From pre-approval to closing Mike made himself available for our questions night and day. Would certainly call Mike again for any mortgage needs.

    Response from Informed Mortgage

    Thank you for your kind words. Have a great day!

  15. 5 out of 5 stars. Matthew C. from Google

    Fast, efficient, and thorough. Communication was excellent from start to finish. Very informative and professional.

    Response from Informed Mortgage

    Congratulations again on your new home Matt!

  16. 5 out of 5 stars. Gkm C. from Google

    Amazing experience and highly professional team!

    Response from Informed Mortgage

    Congratulations again! It was a pleasure working with you!

  17. 5 out of 5 stars. Domenick T. Verified client review

    Mike and Rosa were excellent. They were there for us every day and every time. They answered all of questions and were able to close when they said they would be able to close. This is the second time working with Mike and his team and they did an excellent job as usual. A big thank you to Mike and Rosa.

  18. 5 out of 5 stars. Chris S. from Google

    There are not enough words to describe the way Informed Mortgage has been through our whole process of purchasing our new home..thanks to Mike and his team for a smooth and pleasant experience. We can not thank you enough for all you have done! If anyone is looking for financial needs in matters mentioned above. Please reach out to Mike and his team. I guarantee you will not be disappointed!

    Response from Informed Mortgage

    My pleasure Chris! Have a great summer and I will talk to you soon.

  19. 5 out of 5 stars. David B. from Google

    Mike and his team did a great job!

    Response from Informed Mortgage

    Thanks Dave! It was a pleasure working with you guys again! Have a great rest of your week!

  20. 5 out of 5 stars. Victoria M. from Google

    Mike and his team were absolutely amazing from the start. Easy communication and constant updates thank you Mike Rosa and Jane !!

    Response from Informed Mortgage

    Your positive feedback means a lot. Have a great evening and I will talk to you soon!

  21. 5 out of 5 stars. Michelle M. from Google

    Mike and his team have worked with us twice and we trust his exceptional knowledge and guidance. You won't go wrong!

    Response from Informed Mortgage

    So happy for you guys! You have done amazing things so far with your real estate business, and your success is well deserved. Have a great summer and I’ll talk to you soon!

  22. 5 out of 5 stars. Josette S. from Google

    We have used Mike on several transactions and our experience has always been positive. And we will continue to use Mike and his team in the future.

    Response from Informed Mortgage

    Thank you for your kind words. It was a pleasure working with you both again. Have a wonderful summer and I will talk to you soon.

  23. 5 out of 5 stars. Ron D. from Google

    Top knotch service and we couldn't have been taken care of any better!

    Response from Informed Mortgage

    Right on Ron! Always great working with a legend. Take care and enjoy your summer.

  24. 5 out of 5 stars. Sue R. from Google

    Mike Carvajal and everyone else involved were so helpful and made this whole process easier !! I highly recommend him for all your mortgage needs !!

    Response from Informed Mortgage

    Happy to help and we really nailed it on the rate lock! Thank you for putting your trust in me again.

  25. 5 out of 5 stars. Derek B. from Google

    Mike and his team (Rosa & Bob) specifically did a fantastic job! Would highly recommended !!

    Response from Informed Mortgage

    Congratulations again on your new home! It was a pleasure working with you!!

  26. 5 out of 5 stars. Nancy O. from Google

    Very pleased with informed Mortgage and particularly with Mike Carvajal. Quick to answer my questions and concerns. Excellent !

    Response from Informed Mortgage

    Congrats to you on your new home! It was a pleasure working with you!

  27. 5 out of 5 stars. Kelly W. from Google

    Working with Mike Carvajal and his team at Informed Mortgage was an excellent experience from start to finish. The entire process went incredibly smoothly, and they were always available to help and guide us every step of the way. They took the time to answer all of our questions, kept everything on track, and made what can often be a stressful process feel easy and manageable. Their professionalism, responsiveness, and attention to detail really stood out. I highly recommend Mike Carvajal and his team to anyone looking for a reliable and knowledgeable mortgage company.

    Response from Informed Mortgage

    So happy for you guys! Enjoy your new beach house in paradise!!!

  28. 5 out of 5 stars. Kkw1010 from Zillow

    Working with Mike Carvajal and his team at Informed Mortgage made the entire process feel seamless from beginning to end. From our first conversation through closing, they were organized, responsive, and genuinely committed to making sure everything stayed on track. What stood out most was how hands-on and supportive they were throughout the process. They took the time to explain each step, answered every question quickly, and made sure we always felt informed and confident in our decisions. Nothing ever felt overwhelming because we knew we had the right team guiding us. If you’re looking for a mortgage team that is knowledgeable, reliable, and truly there for you every step of the way, I highly recommend Mike Carvajal and Informed Mortgage.

  29. 5 out of 5 stars. Kelly S. Verified client review

    Working with Mike Carvajal and his team (Bob & Rosa) at Informed Mortgage made the entire home financing process feel seamless from beginning to end. From our first conversation through closing, they were organized, responsive, and genuinely committed to making sure everything stayed on track. What stood out most was how hands-on and supportive they were throughout the process. They took the time to explain each step, answered every question quickly, and made sure we always felt informed and confident in our decisions. Nothing ever felt overwhelming because we knew we had the right team guiding us. If you’re looking for a mortgage team that is knowledgeable, reliable, and truly there for you every step of the way, I highly recommend Mike Carvajal and Informed Mortgage.

  30. 5 out of 5 stars. Gianna V. from Google

    Mike is the best! I recommend him to anyone looking to purchase a home and would use him 10x over

    Response from Informed Mortgage

    Congrats on your first home and an even bigger congrats on the new addition!!! Enjoy the summer and send pics of the baby!

  31. 5 out of 5 stars. Sandy G. from Google

    Mike gave me different options to decide what was best. He was so helpful throughout the whole process. And patient with all my questions and quick to respond!

    Response from Informed Mortgage

    It was a pleasure working with you and your family again. Have a great weekend!

  32. 5 out of 5 stars. Tricia G. from Google

    I can’t say enough great things about Mike, Bob, and Jennifer! I am extremely grateful to you all, thank you so much for everything I absolutely love my new house and I couldn’t have done it without you!!

    Response from Informed Mortgage

    Congratulations again on your new home! It was a pleasure working with you and I will talk to you soon.

  33. 5 out of 5 stars. Milagros G. from Google

    Mike and his team make the home buying and refinance process feel effortless every single time. They are incredibly knowledgeable, responsive, and truly take the stress out of what can normally be a complicated process. This is now my **fourth time** working with Mike and his team, and each experience has been just as smooth and seamless as the last. They always take the time to explain everything clearly, keep you updated every step of the way, and make sure everything moves forward without any issues. Their professionalism and dedication to their clients really stand out. I will **always recommend Mike and his team** to anyone looking to buy a home or refinance. You simply won’t find a better group to guide you through the process! ⭐️⭐️⭐️⭐️⭐️

    Response from Informed Mortgage

    Thank you for your kind words. Have an amazing weekend!

  34. 5 out of 5 stars. Charles B. from Google

    Great experience on a not so easy loan.

    Response from Informed Mortgage

    No worries Chuck. Looking forward to hearing your band play this summer at Hollow Pines! Have a great day.

  35. 5 out of 5 stars. Christopher F. Verified client review

    Informed mortgage is great easy process peace of mind!! And Mike carvajal is the man

  36. 5 out of 5 stars. Jahmel H. from Google

    Mike and his team did a very good job with getting into the house I wanted. Phenomenal !

    Response from Informed Mortgage

    Congratulations again on your first home! It was a pleasure working with you.

  37. 5 out of 5 stars. Anamaria D. from Google

    Great mortgage process and broker. I would recommend them again

    Response from Informed Mortgage

    Always great working with you! Have a wonderful weekend!

  38. 5 out of 5 stars. Taryn P. from Google

    Mike and his team are the best in the industry! Professional, straight forward and they get the job done with ease and efficiency. They take all the guesswork out with clear communication and a user friendly portal. Thank you for every thing! You are the greatest!

    Response from Informed Mortgage

    We are honored to hear your kind words about our team's professional service and clear communication. Thank you, Taryn! See you soon!

  39. 5 out of 5 stars. Chick V. from Google

    Mike and his team were very helpful and easy to work with. Highly recommend.

    Response from Informed Mortgage

    Thanks Chick! Happy to help. Have a good one and I’ll see you soon.

  40. 5 out of 5 stars. Chas H. from Google

    Response from Informed Mortgage

    Thank you for five star review. Stay warm and have a great weekend!

  41. 5 out of 5 stars. William T. from Google

    Thank you Mike and team. Great team effort. Please come visit us in the spring when Fratellos Market and Fratellos Hut reopen on Long Beach Island.

    Response from Informed Mortgage

    Right on Bill! I will definitely swing by for some tasty grinds this spring and summer! Stay warm and I’ll see you soon.

  42. 5 out of 5 stars. James D. from Google

    Amazing experience. Fast and effective. Great communication throughout the process. Would definitely recommend. The whole team was amazing. Thank you for helping us get our home.

    Response from Informed Mortgage

    Thank you Jim for your kind words. It was a pleasure working with you, and thank you for your service!!!

  43. 5 out of 5 stars. Andre L. from Google

    Easy to do work with! We recently had the opportunity to work with Mike Carvajal as part of a home purchase in South Jersey near the shore. Mike and his team were extremely easy to work with and made sure we understood the entire process throughout the mortgage process. He partnered with us, our realtor and the lender to quickly start gathering all of the necessary documentation needed for a loan decision. From start to finish we began the application and had approvals within one week. Mike was always available during the entire process for questions, support and worked to ensure that there were no issues or unexpected delays. We were out of state at the time of the closing and he and the team worked to make sure the closing took place and had someone come to us to complete the legal paperwork. I would highly recommend Mike and his team and would use them again in the future.

    Response from Informed Mortgage

    Thank you so much for the kind words. It was truly a pleasure working with you, and I’m grateful for the opportunity to be part of your home purchase. I appreciate your trust and the recommendation—wishing you all the best, and I’m always here if you need anything in the future. Happy New Year to you and your family! Enjoy your new home at the beach!!!

  44. 5 out of 5 stars. Brian S. from Google

    Mike and his team are fantastic! They work super hard to find the best solutions to your specific needs.

    Response from Informed Mortgage

    Happy to help you with your first investment property! It has been an honor to help you and your family grown your wealth. Merry Christmas and a Happy New Year to you!

  45. 5 out of 5 stars. Lee M. from Google

    Have worked with Mike several times now and he never disappoints! He puts his clients first and will continually keep you updated on the process.

    Response from Informed Mortgage

    Thank you Lee. It was a pleasure working with you and your family again! Have a Merry Christmas and a Happy New Year!

  46. 5 out of 5 stars. Justin V. from Google

    Working with Mike and his team made the entire mortgage process smooth and stress-free. From the very first call, they were professional, patient, and truly committed to helping me secure the best loan for my situation. They explained every step clearly, answered all of my questions, and made sure I understood my options before moving forward. Their communication was excellent, and I always felt supported and informed throughout the process. Thanks to Mike and his amazing team, I’m now a homeowner — and I couldn’t be more grateful. If you’re looking for a knowledgeable, dedicated, and friendly mortgage team, Mike is the one you want. Highly recommend! 🏡I’m

    Response from Informed Mortgage

    My pleasure Justin! Congrats again on your new purchase. Talk to you soon!

  47. 5 out of 5 stars. Nicole from Zillow

    Working with Mike and his team made the entire mortgage process smooth and stress-free. From the very first call, they were professional, patient, and truly committed to helping me secure the best loan for my situation. They explained every step clearly, answered all of my questions, and made sure I understood my options before moving forward. Their communication was excellent, and I always felt supported and informed throughout the process. Thanks to Mike and his amazing team, I’m now a homeowner — and I couldn’t be more grateful. If you’re looking for a knowledgeable, dedicated, and friendly mortgage team, Mike is the one you want. Highly recommend! 🏡

  48. 5 out of 5 stars. Nicole from Zillow

    Working with Mike and his team made the entire mortgage process smooth and stress-free. From the very first call, they were professional, patient, and truly committed to helping me secure the best loan for my situation.

  49. 5 out of 5 stars. Kristin S. from Google

    Informed mortgage was the most knowledgeable, helpful, and pleasant mortgage company I have ever dealt with. Randy and Mike were always available and provided me with information, even before I knew I needed it. The affiliates they have relationships with are also amazing. The whole process was a breeze and I will never use another company for my mortgages or refinances.

    Response from Informed Mortgage

    Thank you Kristin! It take a village sometimes to close a loan, but we did it together! Happy holidays and Happy New year to you and yours!!!

  50. 5 out of 5 stars. David B. from Google

    Fantastic experience from start to finish!! Michael and his team listened to what we wanted, knew exactly what we needed and then figured out how to pull it all together. Michael and his team were super-accessible - we never went more than an hour before hearing back from them when we reached out. Knowledgeable, courteous, focused and diligent… We’d give 10 stars if we could!!!

    Response from Informed Mortgage

    So happy to hear that we were able to meet your financial goals. Congratulations again to you both! Can't wait to grab a cup of coffee with you at your new beach house next summer! Happy Holidays to you and your family and I'll talk to you soon.

  51. 5 out of 5 stars. Steven T. from Google

    Response from Informed Mortgage

    We are happy to hear from you and appreciate your 5-star rating. Your support means everything to us.

  52. 5 out of 5 stars. Keith S. from Google

    Mike and his team are very helpful, professional and great to work with. Great personality and you make a friend when you deal with him

    Response from Informed Mortgage

    Good morning Keith. It was an honor and a pleasure working with you and your family. I can’t wait to see the pictures once you complete your improvements!

  53. 5 out of 5 stars. Patricia B. from Google

    Mike and his team did an exceptional job! The short turnaround time was crucial for us to make it to the closing table ... it was all hands on deck! ... Great group of professionals! I highly recommend.

    Response from Informed Mortgage

    Love the feedback Pat! We really appreciate it and really enjoyed working with you and your family! Have a wonderful holiday weekend and I will talk to you soon.

  54. 5 out of 5 stars. Thomas C. from Google

    Mike never fails. His team is great and we closed early on a condo in Florida. I am a repeat customer and would never go anywhere else.

  55. 5 out of 5 stars. Brooke G. from Google

    Mike delivered! He worked to get us what we wanted on our cash out refi.

    Response from Informed Mortgage

    It was a pleasure working with you and your family! I look forward to working with you on future ventures.

  56. 5 out of 5 stars. Tricia C. from Google

    Mike and his team were absolutely amazing to work with! They were efficient, friendly, and expedited my closing as quickly as possible. I would recommend Informed Mortgage to anyone who is thinking of buying a home!

    Response from Informed Mortgage

    Thank you Tricia! Have a great day!

  57. 5 out of 5 stars. Daniel V. from Google

    BEST BROKER EVER! Guaranteed lowest price for mortgage. Did a refinance with him and his team and he got me the best rates and best deal with lowest fees. Super recommended, he works on salary so they dont play with points. Recommending for all my family and friends for sure!

    Response from Informed Mortgage

    Thanks again Dan for the kind words. And we nailed it when we locked as rates are higher now. Take care!

  58. 5 out of 5 stars. Christine R. from Google

    Response from Informed Mortgage

    Happy to help and it was a pleasure working with you!

  59. 5 out of 5 stars. Christine P. from Google

    Thank you so much to Mike and Brian at informed mortgage for helping me along the way with getting my mortgage quick and easy.

    Response from Informed Mortgage

    My pleasure Christine. Have a great rest of your Fall and I'll talk to you soon.

  60. 5 out of 5 stars. Scott H. from Google

    So easy and kept us informed the entire process.

    Response from Informed Mortgage

    Thank you Scott! It was a pleasure working with you again.

  61. 5 out of 5 stars. Timothy J. Verified client review

    Mike C. and his associates communicated with us for a smooth application to closing. Would absolutely get with Mike again in the future. Tim J. Manahawkin

  62. 5 out of 5 stars. Nicholas C. from Google

    Working with Mike was amazing! He handled everything in a fast professional manner. First time using him in a deal and definitely not the last!

    Response from Informed Mortgage

    We are glad to hear you had an amazing experience! Thank you for trusting us with your deal. It's always important to have the right team, especially when they are local and understand the beach resort markets. Looking forward to working with you and the whole crew over at DeSatnick Real Estate to help more people together!!!

  63. 5 out of 5 stars. Kyle B. from Google

    Mike and his team were amazing to work with. Whenever we needed something at whatever hour they were quick to respond and find a solution. I couldn’t have ask for a better team to help guide me through this process of buying a home for the first time! 10/10 would recommend.

    Response from Informed Mortgage

    Congrats to you on your first home Kyle! Have a great weekend and I'll talk to you soon.

  64. 5 out of 5 stars. Tim D. from Google

    Mike was great to work with. I highly recommend.

    Response from Informed Mortgage

    Thank you for your kind words. I’m so happy for you and your family. Enjoy every bit of time spent with them at your new beach house! I’ll be in touch as interest rates drop. Have a great day!

  65. 5 out of 5 stars. Hanno D. from Google

    Great team, would work with them again. Thank you

    Response from Informed Mortgage

    Looking forward to helping you grow your wealth in real estate! Have a wonderful day!

  66. 5 out of 5 stars. Christopher from Google

    Mike Carvajal and his team are great to work with. Communication with them through the loan process was excellent. I highly recommend them.

    Response from Informed Mortgage

    Thank you for your kind words. Excellent communication through the loan process makes all the difference! Congratulations again and I’ll talk to you soon.

  67. 5 out of 5 stars. Philipfisher30 from Zillow

    Mike, Larry and their team were with us every step of the way getting the mortgage to the finish line!! They worked with us to lower our interest rate and monthly payment. Thank you for all your help!!

  68. 5 out of 5 stars. Tara B. from Google

    A wonderful experience working with Mike. He walked me through every step of the way. My mortgage was a bit of a unique situation- he figured out a plan that worked well for me and my family. I would definitely recommend!

    Response from Informed Mortgage

    It was a pleasure working with you and your family! Talk to you soon.

  69. 5 out of 5 stars. Owen B. from Google

    Mike and his team were incredibly helpful, responsive, and knowledgeable throughout the entire process. Anytime we had a question, Mike was just a phone call away and always took the time to explain things clearly. He made what could have been a stressful experience feel smooth and easy. I’d highly recommend him to anyone looking for a mortgage broker!

    Response from Informed Mortgage

    Congratulations on your first home! It was a pleasure working with you both. Enjoy the rest of your summer and I’ll talk to you soon.

  70. 5 out of 5 stars. Jackie K. from Google

    We have known Mike for 10 plus years and he is a very honest and personable man. Gets the job done quick with the best rates and calls you personally. We will always use his company. Thank You Mike and team for a speedy closing.

    Response from Informed Mortgage

    It’s always great to work with you and your family! Enjoy your summer and we will talk soon.

  71. 5 out of 5 stars. Ashley C. from Google

    We had a wonderful experience working with Mike and his team. They were timely, thorough, and made the entire process incredibly easy. Mike was always available to answer our questions and patiently walked us through every step. We highly recommend working with them for all your mortgage needs!

    Response from Informed Mortgage

    It was a pleasure working with you and your family Ashley! Enjoy your summer and I will see you guys soon. :)

  72. 5 out of 5 stars. Shayna R. from Google

    As a first-time homebuyer, I couldn’t have asked for a better experience than the one I had with this mortgage company. Mike and Bob were absolutely incredible—super responsive, knowledgeable, and genuinely helpful every step of the way. They made what could have been a stressful process feel smooth and manageable. Their communication was top-notch, and they always took the time to answer all of my questions thoroughly. I cannot recommend them enough! If you’re looking for a team that truly cares and makes the process easy, look no further.

    Response from Informed Mortgage

    So happy for you both! Congratulations on your first home! Have a great rest of your week and I will talk to you soon.

  73. 5 out of 5 stars. Justin W. Verified client review

    It wasn’t an easy task . Mike and his team did an amazing job and made our dreams come true . Forever grateful.

  74. 5 out of 5 stars. Tom W. from Google

    Awesome experience with Mike and his team. Super helpful, easy to work with, and made the whole process smooth and stress-free. Highly recommended.

    Response from Informed Mortgage

    Congrats again Tom! Have a happy 4th with your family and I’ll talk to you soon.

  75. 5 out of 5 stars. Mark S. from Google

    As a first-time homebuyer, the mortgage process was overwhelming. Mike Carvajal at Informed Mortgage was a true lifesaver. He took the time to explain everything, answered all questions, and provided guidance. Mike's expertise helped secure the best possible loan and made the entire experience much less stressful. This broker is highly recommended to anyone looking for a mortgage broker!

    Response from Informed Mortgage

    Happy to help Mark! And I'll be in touch when the refinance opportunity comes along for a lower rate and payment. Have a great weekend and I will talk to you soon.

  76. 5 out of 5 stars. Renee M. from Google

    We had the greatest experience with Mike . He is the most hardworking and dedicated person we have ever worked with. The team that he has assembled is the greatest group of people and so determined to make things happen. We would recommend Mike and the entire team at Informed to anyone looking for a mortgage . Thank you Mike and the team for making our dream come true

    Response from Informed Mortgage

    Hi Renee! Your kind words about our dedication and determination mean everything. Thank you for trusting us with your mortgage journey.

  77. 5 out of 5 stars. Tom S. from Google

    Mike and his team did a great job we want to thank them for their effort.

    Response from Informed Mortgage

    My pleasure Tom! And thank YOU for your service. Have a great rest of your week!

  78. 5 out of 5 stars. John F. from Google

    Thank you for everything and working so hard

    Response from Informed Mortgage

    Thank you. Have a great day!

  79. 5 out of 5 stars. Betty M. Verified client review

    Mike and his team were absolutely amazing. We had a really difficult estate manor to settle. When anyone else would have said to my brother and I “sorry we can’t help you”, Mike and his team went above and beyond to help make this deal happen. It was a lot of leg work for us and them. But they were on it and helped guide us thru every step of the way. If there is a possibility to make it work, they will find it. Thank you Informed Mortgage!!!!!

  80. 5 out of 5 stars. Brett E. from Google

    Mike and his team were awesome to work with and I highly recommend them!

    Response from Informed Mortgage

    Thanks Brett! Enjoy your holiday weekend!

  81. 5 out of 5 stars. Jacquely G. from Google

    Thank you so much! you guys are really incredible I would 1000% referring you to the whole world and you stay true to your words.

    Response from Informed Mortgage

    Thank you for your kind words. Have a safe and happy Memorial Day Weekend!!!

  82. 5 out of 5 stars. Healthwave C. from Google

    Mike Carvajal was recommended to us by our realtor and he was exceptional in every way. He is very experienced and explained the whole loan process to us clearly so we were no surprises or misunderstandings. We will recommend him and his team to anyone looking for a first class mortgage experience. He is as good as there is in this business.

    Response from Informed Mortgage

    It was a pleasure working with you and your family. Congratulations on your new LBI second home! Can’t wait to see you in the surf!

  83. 5 out of 5 stars. Steve J. from Google

    Mike is a complete professional. Answered any questions from start to finish, and always kept me informed in every step of the process. His team is nothing short of amazing. Great job everyone!

    Response from Informed Mortgage

    Thank you for your kind words, Steve. It was great working with you and your dad is a legend! Happy to help you both. Now all we need is lower rates and we will beat down on the monthly mortgage payment. Talk to you soon!

  84. 5 out of 5 stars. Sonia H. from Google

    Mike at Informed Mortgage has always been the best and this time he was able to get everything done in a matter of weeks.. So wonderful to work with him and his team.

    Response from Informed Mortgage

    It was a pleasure working with you! Have a great week and I'll talk to you soon.

  85. 5 out of 5 stars. Daniel C. from Google

    Mike Carvajal went out of his way multiple times to secure a tough mortgage for me , always professional even though I was so difficult and not knowledgeable with the technology he never made me feel uncomfortable, just encouraged me , and guided me with extreme patience and understanding. Thank you Mike !!! Got me my dream home.🏠

    Response from Informed Mortgage

    Thanks Danny! It was a pleasure working with you again on your new home. Looking forward to warmer weather and days on the water! Talk to you soon.

  86. 5 out of 5 stars. Patrick D. from Google

    A true professional. I highly recommend Mike for all your mortgage needs.

    Response from Informed Mortgage

    Thanks Pat! So stoked for you guys! Hope to surf with you soon!

  87. 5 out of 5 stars. Vkulesho from Google

    Michael's team got me the mortgage I needed and seen it through even though it was close. in the process helped me reduce my home insurance by a third. Michael himself is super responsive.

    Response from Informed Mortgage

    Congratulations to you and your family! It’s was a pleasure working with you. I look forward to working with you in the future. Have a great day!

  88. 5 out of 5 stars. Christina C. from Google

    Mike and his team were so knowledgeable and helpful with our first home mortgage!

    Response from Informed Mortgage

    Thank you and congratulations again and your first home! Have a wonderful day and I will talk to you soon.

  89. 5 out of 5 stars. Barb C. from Google

    Mike and his team went above and beyond for us during our refinancing. I highly recommend Informed Mortgage, Mike knows the mortgage business like no other.

    Response from Informed Mortgage

    Always great working with you Barb and we strive to provide the same service for our refinance clients as we do for folks looking to purchase a home. Have a great day!

  90. 5 out of 5 stars. Thejonesboys44 from Zillow

    I want to express my extreme gratitude for Mikes hard work and dedication in helping us secure our new vacation house loan in New Jersey while we were going through a tumultuous time at home with the L.A. fires. Your professionalism and support made a significant difference, and we truly appreciate the extra effort you put into ensure that everything went smoothly. We would never consider going anywhere else for our home lending needs!

  91. 5 out of 5 stars. Barb C. from Zillow

    If you’re searching for a mortgage company that prioritizes its clients, works diligently to close deals, and brings unmatched expertise to the table, your search ends here. Mike and his team are, without a doubt, the best in the business.

  92. 5 out of 5 stars. Eileen R. Verified client review

    Mike was very good always available to answer questions and concerns quickly. Very helpful and knowledgeable. Very satisfied.

  93. 5 out of 5 stars. Charles L. from Google

    Fast, easy, great experience super nice people highly recommend them. They have a great team.

    Response from Informed Mortgage

    Congratulations again! I look forward to working with you again in the future

  94. 5 out of 5 stars. Ed G. from Google

    Mike and his team are fantastic. After being in a unique situation with my mortgage needs and being turned down my others, I reached out to Mike. Mike explained the situation to me, he was able to work with me to get us the loan we needed. They worked tirelessly all the way through closing. I, for one, will be using this team for my future needs.

    Response from Informed Mortgage

    Happy to help Ed! Congrats on the new property and welcome to New Jersey. Let's get some fishing done together soon this spring!

  95. 5 out of 5 stars. Hoch'S L. from Google

    3rd time working with Mike. It is always a pleasure dealing with Mike and his team. Mike is knowledgeable and has an efficient team and process.

    Response from Informed Mortgage

    Congratulations again on the investment property! So stoked for you Dan!

  96. 5 out of 5 stars. Traci A. from Google

    Mike and his team were very knowledgable and patient. They made my refinance easy and were there for questions every step of the way. I always felt like I was in good hands. Thank you Mike!

    Response from Informed Mortgage

    Always great to work with you and your family Traci! Stay warm and have a wonderful day.

  97. 5 out of 5 stars. Stella S. from Google

    Mike and staff were very efficient and professional. They kept me in the loop through the whole financing process. The whole process was quick and easy.

    Response from Informed Mortgage

    Happy to help and always great working with you again Stella! We were able to lock in on a great rate dip in this volatile market. Thank you for putting your trust in me again. Have a great weekend!

  98. 5 out of 5 stars. Arlene L. from Google

    Mikee - as always - Absolutely fabulous job

    Response from Informed Mortgage

    So happy for you Arlene! Have a wonderful holiday and I’ll talk to you soon

  99. 5 out of 5 stars. Mike from Google

    Mike Carvajal is a BEAST. I was very impressed with this dedication on getting the best deal for me and his high level of professionalism and commitment. I would recommend him to anyone for their lending.

    Response from Informed Mortgage

    Takes one to know one! It was a pleasure working with you guys on your first home. Happy Holidays to you and your family!!!

  100. 5 out of 5 stars. Floyd W. from Google

    Good, knowledgeable people who are ready to help.

    Response from Informed Mortgage

    Thanks Floyd! Congratulations again to you on your new home!

Showing the newest 100 of 717 reviews. Reviews come from Google, Zillow and verified client surveys and appear here as written.

Work with Michael

Start an application online, or call 609-709-3517 with a question. No obligation.

Apply now Pre-qualify first