Frequently asked questions · Mortgage Insurance

Can my home’s value affect how long I pay Private Mortgage Insurance (PMI)?

Q: Can my home’s value affect how long I pay Private Mortgage Insurance (PMI)?

B If rates are high, refinancing may be likely in the future, making monthly PMI a better choice. If rates are low, refinancing is less likely, so single-premium PMI could save you money in the long run.

If rates are high, refinancing may be likely in the future, making monthly PMI a better choice. If rates are low, refinancing is less likely, so single-premium PMI could save you money in the long run.

Last updated February 4, 2025 · Informed Mortgage LLC, NMLS #2523172. General information, not a rate quote or a commitment to lend.