Does running my credit or a hard inquiry hurt my score?

B

Hard inquiries are a necessary part of applying for a mortgage. Multiple hard inquiries can hurt your score, particularly for unsecured credit such as credit cards. Credit bureaus recognize similar inquiries for secured mortgage financing and treat them as a single inquiry, so you generally will not be penalized for inquiries for one loan type made within a 14-45 day period depending upon the scoring model. Click Here

for a link to our credit blog post with more information on this commonly asked question.